diff --git a/.env.example b/.env.example
index 9132ff0..1bfd8bc 100644
--- a/.env.example
+++ b/.env.example
@@ -1,6 +1,11 @@
 EXPOSE_HOST=multisafepay.io
 EXPOSE_TOKEN=
 APP_SUBDOMAIN=cscart-xxx
+MYSQL_TABLE_PREFIX=cscart_
 MYSQL_DATABASE=cscart
 MYSQL_USER=cscart
 MYSQL_PASSWORD=cscart
+CSCART_VERSION=4.x.x.x
+CSCART_LICENSE_KEY=YOUR_LICENSE_KEY
+CSCART_ADMIN_EMAIL=admin@example.com
+CSCART_ADMIN_PASSWORD=admin
diff --git a/.github/workflows/release.yml b/.github/workflows/release.yml
index 56d79a3..62ac5ec 100644
--- a/.github/workflows/release.yml
+++ b/.github/workflows/release.yml
@@ -1,12 +1,12 @@
 on:
   push:
     tags:
-      - '*' # Push events to matching v*, i.e. v1.0, v20.15.10
+      - '*'
 name: Upload Release Asset
 jobs:
   build:
-    name: Upload Release Asset # Name of the job
-    runs-on: ubuntu-latest # or windows-latest, macOS-latest
+    name: Upload Release Asset
+    runs-on: ubuntu-latest
     steps:
       - name: Setup PHP Action
         uses: shivammathur/setup-php@v2
@@ -14,19 +14,28 @@ jobs:
           php-version: '7.2'
       - name: Get the version
         id: get_version
-        run: echo ::set-output name=VERSION::${GITHUB_REF/refs\/tags\//} # Extract the version number from the tag
+        run: echo "VERSION=${GITHUB_REF/refs\/tags\//}" >> $GITHUB_ENV
       - name: Checkout code
-        uses: actions/checkout@v2 # Checkout the code
+        uses: actions/checkout@v2
       - name: Build project
-        run: ./bin/release.sh ${{ steps.get_version.outputs.VERSION }} # Build the project
+        run: ./bin/release.sh ${{ steps.get_version.outputs.VERSION }}
+      - name: Create Release
+        id: create_release
+        uses: actions/create-release@v1
+        env:
+          GITHUB_TOKEN: ${{ secrets.GITHUB_TOKEN }}
+        with:
+          tag_name: ${{ steps.get_version.outputs.VERSION }}
+          release_name: Release ${{ steps.get_version.outputs.VERSION }}
+          draft: true
+          prerelease: false
       - name: Upload Release Asset
-        run: |
-          set -x
-          assets=()
-          for asset in ./.dist/*.zip; do
-            assets+=("-a" "$asset")
-          done
-          tag_name="${GITHUB_REF##*/}"
-          hub release create "${assets[@]}" -m "Release $tag_name" "$tag_name" -d
+        id: upload-release-asset
+        uses: actions/upload-release-asset@v1
         env:
           GITHUB_TOKEN: ${{ secrets.GITHUB_TOKEN }}
+        with:
+          upload_url: ${{ steps.create_release.outputs.upload_url }}
+          asset_path: ./.dist/Plugin_CS-Cart_${{ steps.get_version.outputs.VERSION }}.zip
+          asset_name: Plugin_CS-Cart_${{ steps.get_version.outputs.VERSION }}.zip
+          asset_content_type: application/zip
\ No newline at end of file
diff --git a/.gitignore b/.gitignore
index a195fd3..1827754 100644
--- a/.gitignore
+++ b/.gitignore
@@ -1,5 +1,9 @@
 .DS_Store
+.dist
 .env
-/.idea
-/cscart
-.dist
\ No newline at end of file
+.idea
+/application
+/cscart/*
+!/cscart/.gitkeep
+/source/*
+!/source/.gitkeep
diff --git a/Dockerfile b/Dockerfile
index 9571750..ca42342 100644
--- a/Dockerfile
+++ b/Dockerfile
@@ -1,22 +1,24 @@
-FROM php:7.3-apache
+FROM php:8.1-apache
 
 RUN apt-get update && apt-get upgrade -y
 ARG DEBIAN_FRONTEND=noninteractive
 ENV TZ=Europe/Amsterdam
-RUN apt-get install -y software-properties-common git curl zip mariadb-client libicu-dev libxml2-dev libxslt-dev libfreetype6-dev libjpeg-dev libpng-dev libzip-dev libcurl3-dev
+RUN apt-get install -y software-properties-common git curl zip mariadb-client libicu-dev libxml2-dev libxslt-dev libfreetype6-dev libjpeg-dev libpng-dev libzip-dev libcurl3-dev libonig-dev openssl nano
 
 # set up mailhog connection
-RUN debconf-set-selections << "postfix postfix/main_mailer_type string 'Internet Site'"
+RUN echo "postfix postfix/main_mailer_type string 'Internet Site'" | debconf-set-selections
 RUN apt-get install --assume-yes postfix
 RUN sed -i -E "s/( *relayhost *= *).*/\1[mail]:1025/g" /etc/postfix/main.cf
 
 RUN pecl install xdebug-3.1.0 && docker-php-ext-enable xdebug
 RUN { \
-        echo 'xdebug.mode=debug'; \
-        echo 'xdebug.start_with_request=trigger'; \
-        echo 'xdebug.client_host=host.docker.internal'; \
-        echo 'xdebug.idekey=PHPSTORM'; \
-	} | tee -a "/usr/local/etc/php/conf.d/docker-php-ext-xdebug.ini"
+    echo 'xdebug.mode=debug'; \
+    echo 'xdebug.start_with_request=trigger'; \
+    echo 'xdebug.client_host=host.docker.internal'; \
+    echo 'xdebug.idekey=PHPSTORM'; \
+    echo 'discover_client_host=1'; \
+    echo 'xdebug.client_port=9003'; \
+    } | tee -a "/usr/local/etc/php/conf.d/docker-php-ext-xdebug.ini"
 RUN rm -rf /var/www/html
 
 #install CS Cart dependencies
@@ -28,26 +30,28 @@ RUN apt-get update && apt-get install -y \
 RUN curl https://raw.githubusercontent.com/colinmollenhour/modman/master/modman --silent --output /usr/local/bin/modman && chmod +x /usr/local/bin/modman
 
 RUN { \
-		echo '<FilesMatch \.php$>'; \
-		echo '\tSetHandler application/x-httpd-php'; \
-		echo '</FilesMatch>'; \
-		echo; \
-		echo 'DirectoryIndex disabled'; \
-		echo 'DirectoryIndex index.php index.html'; \
-		echo; \
-		echo '<Directory /var/www/html/>'; \
-		echo '\tOptions +Indexes +FollowSymLinks'; \
-		echo '\tAllowOverride All'; \
-		echo '\tRequire all granted'; \
-		echo '\tOrder allow,deny'; \
-		echo '\tAllow from all'; \
-		echo '\tSetEnvIf X-Forwarded-Proto https HTTPS=on'; \
-		echo '\tSetEnvIf X-Forwarded-Host ^(.+) HTTP_X_FORWARDED_HOST=$1'; \
-		echo '\tRequestHeader set Host %{HTTP_X_FORWARDED_HOST}e env=HTTP_X_FORWARDED_HOST'; \
-		echo '</Directory>'; \
-	} | tee "/etc/apache2/conf-available/docker-php.conf" \
-	&& a2enconf docker-php && a2enmod headers && a2enmod rewrite
+        echo '<FilesMatch \.php$>'; \
+        echo '\tSetHandler application/x-httpd-php'; \
+        echo '</FilesMatch>'; \
+        echo; \
+        echo 'DirectoryIndex disabled'; \
+        echo 'DirectoryIndex index.php index.html'; \
+        echo; \
+        echo '<Directory /var/www/html/>'; \
+        echo '\tOptions +Indexes +FollowSymLinks'; \
+        echo '\tAllowOverride All'; \
+        echo '\tRequire all granted'; \
+        echo '\tOrder allow,deny'; \
+        echo '\tAllow from all'; \
+        echo '\tSetEnvIf X-Forwarded-Proto https HTTPS=on'; \
+        echo '\tSetEnvIf X-Forwarded-Host ^(.+) HTTP_X_FORWARDED_HOST=$1'; \
+        echo '\tRequestHeader set Host %{HTTP_X_FORWARDED_HOST}e env=HTTP_X_FORWARDED_HOST'; \
+        echo '</Directory>'; \
+    } | tee "/etc/apache2/conf-available/docker-php.conf" \
+    && a2enconf docker-php && a2enmod headers && a2enmod rewrite
 
 RUN chown -R www-data:www-data /var/www/
 
+EXPOSE 9003
+
 USER www-data
diff --git a/Makefile b/Makefile
index b85576f..cd8c8af 100644
--- a/Makefile
+++ b/Makefile
@@ -1,30 +1,80 @@
 include .env
 export
 
+# Escape "@" in the admin email to avoid issues with sed
+CSCART_ESCAPED_ADMIN_EMAIL = $(subst @,\@,${CSCART_ADMIN_EMAIL})
+
+# Escape "/" and "&" as they have a special meaning in sed and can be part of the password
+CSCART_ESCAPED_ADMIN_PASSWORD = $(shell echo "${CSCART_ADMIN_PASSWORD}" | sed 's/[\/&]/\\&/g')
+
+# Generate the secret key using openssl and base64, and escape special characters for later usage with sed
+CSCART_SECRET_KEY := $(shell openssl rand -base64 32 | sed -e 's/[+/=]/\\&/g')
+
 .PHONY: install
-install: install-cscart install-multisafepay
+install: validate-email deploy-cscart run-cscart-installer install-multisafepay
+
+.PHONY: validate-email
+validate-email:
+	@# NOTE: Character "@" suppresses the output of the command or line
+	@if ! echo "${CSCART_ADMIN_EMAIL}" | grep -E '^[A-Za-z0-9._%+-]+@[A-Za-z0-9.-]+\.[A-Za-z]{2,}$$' > /dev/null; then \
+		echo "\nInvalid email address: ${CSCART_ADMIN_EMAIL}.\n\nExiting the script.\n"; \
+		exit 1; \
+	fi
+
+.PHONY: check-folder-empty
+check-folder-empty:
+	@echo "Please enter your superuser credentials to allow deletion of necessary files and folders in the './cscart' directory:"
+	@# Delete all files in cscart directory (except the root .gitkeep and .modman folder and its content).
+	@# This deletion avoid conflicts with other previous installations, including different CS-Cart versions
+	@sudo -k find ./cscart -mindepth 1 ! -path './cscart/.gitkeep' ! -path './cscart/.modman/multisafepay' -delete
+	@# Check if the folder contains other than .gitkeep file and -modman folder (including its content)
+	@if [ $$(find ./cscart -mindepth 1 -maxdepth 1 ! -path './cscart/.modman' ! -path './cscart/.modman/*' | wc -l) -ne 1 ]; then \
+	echo "\nNot all files in the './cscart' folder were removed.\n\nPlease manually delete its contents, except for the root '.gitkeep' file and the '.modman' folder.\n"; \
+	exit 1; \
+	fi
 
-.PHONY: install-cscart
-install-cscart: download-cscart run-cscart-installer install-multisafepay
+.PHONY: deploy-cscart
+deploy-cscart: check-folder-empty
+	@# Decompress the CS-Cart archive to the cscart directory
+	unzip -o ./source/cscart_v${CSCART_VERSION}.zip -d ./cscart
 
 .PHONY: run-cscart-installer
 run-cscart-installer:
+	docker-compose exec app curl -o /tmp/wait-for-it.sh https://raw.githubusercontent.com/vishnubob/wait-for-it/master/wait-for-it.sh
+	docker-compose exec app chmod +x /tmp/wait-for-it.sh
+	docker-compose exec app /tmp/wait-for-it.sh db:3306 --timeout=30
+	docker-compose exec app sed -i 's/CART-1111-1111-1111-1111/${CSCART_LICENSE_KEY}/' install/config.php
+	@# In the first segment of the sed command, the "@" in the email doesn’t need escaping since it’s a literal string, not a variable
+	docker-compose exec app sed -i 's/admin@example.com/${CSCART_ESCAPED_ADMIN_EMAIL}/' install/config.php
+	docker-compose exec app sed -i 's/admin/${CSCART_ESCAPED_ADMIN_PASSWORD}/' install/config.php
+	docker-compose exec app sed -i 's/YOURVERYSECRETCEY/${CSCART_SECRET_KEY}/' install/config.php
+	@# Delete in the config file non existing languages: "bg" and "sl"
+	docker-compose exec app sed -i "s/'bg', 'no', 'sl'/'no'/" install/config.php
 	docker-compose exec app sed -i 's/localhost/db:3306/' install/config.php
 	docker-compose exec app sed -i 's/%DB_NAME%/${MYSQL_DATABASE}/' install/config.php
 	docker-compose exec app sed -i 's/%DB_USER%/${MYSQL_USER}/' install/config.php
 	docker-compose exec app sed -i 's/%DB_PASS%/${MYSQL_PASSWORD}/' install/config.php
 	docker-compose exec app sed -i 's/%HTTP_HOST%/https:\/\/${APP_SUBDOMAIN}.${EXPOSE_HOST}/' install/config.php
 	docker-compose exec app /bin/sh -c 'cd install && php index.php'
-	docker-compose exec app mysql -hdb -u${MYSQL_USER} -p${MYSQL_PASSWORD} ${MYSQL_DATABASE} -e "UPDATE cscart_settings_objects SET value = 'Y' WHERE name = 'secure_admin' OR name = 'secure_storefront'"
-
-.PHONY: download-cscart
-download-cscart:
-	docker-compose exec app curl -L "https://www.cs-cart.com/index.php?dispatch=pages.get_trial&page_id=297&edition=ultimate" -o cscart.zip -s
-	docker-compose exec app unzip -o -q cscart.zip
+	docker-compose exec app mysql -h db -u ${MYSQL_USER} -p${MYSQL_PASSWORD} ${MYSQL_DATABASE} -e "UPDATE ${MYSQL_TABLE_PREFIX}settings_objects SET value = 'Y' WHERE name = 'secure_admin' OR name = 'secure_storefront'"
+	docker-compose exec app rm /tmp/wait-for-it.sh
 
 .PHONY: install-multisafepay
-install-multisafepay:
-	docker-compose exec app php msp_installer.php
+install-multisafepay: msp-installer modman-deploy
+	@# - ignore the error if the command fails
+	@# || true ensures that the command returns a successful exit code due
+	@# to the errors that chown throws when pass through .git folder
+	@-docker-compose exec app chown -R www-data:www-data /var/www/ > /dev/null 2>&1 || true
+
+.PHONY: msp-installer
+msp-installer:
+	docker cp ./src/msp_installer.php $$(docker-compose ps -q app):/var/www/html/msp_installer.php
+	docker-compose exec app chmod +x /var/www/html/msp_installer.php
+	@docker-compose exec app php /var/www/html/msp_installer.php || (echo "msp_installer.php failed" && exit 1)
+
+.PHONY: modman-deploy
+modman-deploy:
+	docker-compose exec app modman deploy-all
 
 .PHONY: modman
 modman:
@@ -33,4 +83,3 @@ modman:
 .PHONY: modman-copy
 modman-copy:
 	docker-compose exec app modman deploy multisafepay --copy --force --quiet
-
diff --git a/cscart/.gitkeep b/cscart/.gitkeep
new file mode 100644
index 0000000..e69de29
diff --git a/docker-compose.yml b/docker-compose.yml
index 4817ee1..a3641a0 100644
--- a/docker-compose.yml
+++ b/docker-compose.yml
@@ -1,36 +1,44 @@
-version: '3.3'
-
 services:
   app:
     depends_on:
       - db
       - mail
-    build: .
+    build:
+      context: .
     sysctls:
       - net.ipv4.ip_unprivileged_port_start=0
     volumes:
       - ./:/var/www/html/.modman/multisafepay
-      - ./msp_installer.php:/var/www/html/msp_installer.php
       - ./cscart:/var/www/html/
     environment:
       PHP_IDE_CONFIG: "serverName=app"
   db:
-    image: 'mysql:5.7'
+    image: "mysql:5.7"
+    platform: linux/x86_64
     command: --default-authentication-plugin=mysql_native_password
-    #    restart: always
     environment:
       MYSQL_ROOT_PASSWORD: ${MYSQL_PASSWORD}
       MYSQL_DATABASE: ${MYSQL_DATABASE}
       MYSQL_USER: ${MYSQL_USER}
       MYSQL_PASSWORD: ${MYSQL_PASSWORD}
   mail:
-    image: 'mailhog/mailhog'
+    image: "mailhog/mailhog"
+    platform: linux/x86_64
     ports:
-      - 8025:8025
+      - "8025:8025"
+  adminer:
+    image: adminer:latest
+    platform: linux/arm64/v8
+    ports:
+      - "8080:8080"
+    depends_on:
+      - db
+    links:
+      - db
   expose:
     depends_on:
       - app
     build: https://github.com/beyondcode/expose.git
     entrypoint: ["/bin/sh", "-c" , "/src/expose token ${EXPOSE_TOKEN} && sed -i -E \"s/'dns'\\s?=>\\s?'.*'/'dns' => true/g\" /root/.expose/config.php  && /src/expose share app --server-host=${EXPOSE_HOST} --subdomain=${APP_SUBDOMAIN}"]
     ports:
-      - 4040:4040
+      - "4040:4040"
diff --git a/modman b/modman
index 89c0e2e..84203c1 100644
--- a/modman
+++ b/modman
@@ -1,9 +1,5 @@
 src/app/addons/multisafepay app/addons/multisafepay
 
-src/app/lib/other/templater/plugins/block.msp_issuers.php app/lib/other/templater/plugins/block.msp_issuers.php
-src/app/lib/other/smarty/plugins/block.msp_issuers.php app/lib/other/smarty/plugins/block.msp_issuers.php
-src/app/lib/vendor/smarty/smarty/libs/plugins/block.msp_issuers.php app/lib/vendor/smarty/smarty/libs/plugins/block.msp_issuers.php
-
 src/app/payments/multisafepay/multisafepay_fastcheckout.functions.php app/payments/multisafepay/multisafepay_fastcheckout.functions.php
 src/app/payments/MultiSafepay.combined.php app/payments/MultiSafepay.combined.php
 src/app/payments/multisafepay.php app/payments/multisafepay.php
@@ -30,7 +26,7 @@ src/app/payments/multisafepay_kbc.php app/payments/multisafepay_kbc.php
 src/app/payments/multisafepay_klarna.php app/payments/multisafepay_klarna.php
 src/app/payments/multisafepay_maestro.php app/payments/multisafepay_maestro.php
 src/app/payments/multisafepay_mastercard.php app/payments/multisafepay_mastercard.php
-src/app/payments/multisafepay_payafter.php app/payments/multisafepay_payafter.php
+src/app/payments/multisafepay_bnpl_mf.php app/payments/multisafepay_bnpl_mf.php
 src/app/payments/multisafepay_paypal.php app/payments/multisafepay_paypal.php
 src/app/payments/multisafepay_paysafecard.php app/payments/multisafepay_paysafecard.php
 src/app/payments/multisafepay_santander.php app/payments/multisafepay_santander.php
@@ -61,7 +57,7 @@ src/design/backend/templates/views/orders/components/payments/msp_kbc.tpl design
 src/design/backend/templates/views/orders/components/payments/msp_klarna.tpl design/backend/templates/views/orders/components/payments/msp_klarna.tpl
 src/design/backend/templates/views/orders/components/payments/msp_maestro.tpl design/backend/templates/views/orders/components/payments/msp_maestro.tpl
 src/design/backend/templates/views/orders/components/payments/msp_mastercard.tpl design/backend/templates/views/orders/components/payments/msp_mastercard.tpl
-src/design/backend/templates/views/orders/components/payments/msp_payafter.tpl design/backend/templates/views/orders/components/payments/msp_payafter.tpl
+src/design/backend/templates/views/orders/components/payments/msp_bnpl_mf.tpl design/backend/templates/views/orders/components/payments/msp_bnpl_mf.tpl
 src/design/backend/templates/views/orders/components/payments/msp_paypal.tpl design/backend/templates/views/orders/components/payments/msp_paypal.tpl
 src/design/backend/templates/views/orders/components/payments/msp_paysafecard.tpl design/backend/templates/views/orders/components/payments/msp_paysafecard.tpl
 src/design/backend/templates/views/orders/components/payments/msp_santander.tpl design/backend/templates/views/orders/components/payments/msp_santander.tpl
@@ -81,7 +77,7 @@ src/design/backend/templates/views/payments/components/cc_processors/msp_visa.tp
 src/design/backend/templates/views/payments/components/cc_processors/msp_klarna.tpl design/backend/templates/views/payments/components/cc_processors/msp_klarna.tpl
 src/design/backend/templates/views/payments/components/cc_processors/msp_cbc.tpl design/backend/templates/views/payments/components/cc_processors/msp_cbc.tpl
 src/design/backend/templates/views/payments/components/cc_processors/msp_trustpay.tpl design/backend/templates/views/payments/components/cc_processors/msp_trustpay.tpl
-src/design/backend/templates/views/payments/components/cc_processors/msp_payafter.tpl design/backend/templates/views/payments/components/cc_processors/msp_payafter.tpl
+src/design/backend/templates/views/payments/components/cc_processors/msp_bnpl_mf.tpl design/backend/templates/views/payments/components/cc_processors/msp_bnpl_mf.tpl
 src/design/backend/templates/views/payments/components/cc_processors/msp_einvoice.tpl design/backend/templates/views/payments/components/cc_processors/msp_einvoice.tpl
 src/design/backend/templates/views/payments/components/cc_processors/msp_amex.tpl design/backend/templates/views/payments/components/cc_processors/msp_amex.tpl
 src/design/backend/templates/views/payments/components/cc_processors/msp_santander.tpl design/backend/templates/views/payments/components/cc_processors/msp_santander.tpl
@@ -124,7 +120,7 @@ src/design/themes/basic/templates/views/orders/components/payments/msp_kbc.tpl d
 src/design/themes/basic/templates/views/orders/components/payments/msp_klarna.tpl design/themes/basic/templates/views/orders/components/payments/msp_klarna.tpl
 src/design/themes/basic/templates/views/orders/components/payments/msp_maestro.tpl design/themes/basic/templates/views/orders/components/payments/msp_maestro.tpl
 src/design/themes/basic/templates/views/orders/components/payments/msp_mastercard.tpl design/themes/basic/templates/views/orders/components/payments/msp_mastercard.tpl
-src/design/themes/basic/templates/views/orders/components/payments/msp_payafter.tpl design/themes/basic/templates/views/orders/components/payments/msp_payafter.tpl
+src/design/themes/basic/templates/views/orders/components/payments/msp_bnpl_mf.tpl design/themes/basic/templates/views/orders/components/payments/msp_bnpl_mf.tpl
 src/design/themes/basic/templates/views/orders/components/payments/msp_paypal.tpl design/themes/basic/templates/views/orders/components/payments/msp_paypal.tpl
 src/design/themes/basic/templates/views/orders/components/payments/msp_paysafecard.tpl design/themes/basic/templates/views/orders/components/payments/msp_paysafecard.tpl
 src/design/themes/basic/templates/views/orders/components/payments/msp_santander.tpl design/themes/basic/templates/views/orders/components/payments/msp_santander.tpl
@@ -141,7 +137,7 @@ src/design/themes/responsive/templates/views/orders/components/payments/msp_sant
 src/design/themes/responsive/templates/views/orders/components/payments/msp_paysafecard.tpl design/themes/responsive/templates/views/orders/components/payments/msp_paysafecard.tpl
 src/design/themes/responsive/templates/views/orders/components/payments/msp_wallet.tpl design/themes/responsive/templates/views/orders/components/payments/msp_wallet.tpl
 src/design/themes/responsive/templates/views/orders/components/payments/msp_trustpay.tpl design/themes/responsive/templates/views/orders/components/payments/msp_trustpay.tpl
-src/design/themes/responsive/templates/views/orders/components/payments/msp_payafter.tpl design/themes/responsive/templates/views/orders/components/payments/msp_payafter.tpl
+src/design/themes/responsive/templates/views/orders/components/payments/msp_bnpl_mf.tpl design/themes/responsive/templates/views/orders/components/payments/msp_bnpl_mf.tpl
 src/design/themes/responsive/templates/views/orders/components/payments/msp_idealqr.tpl design/themes/responsive/templates/views/orders/components/payments/msp_idealqr.tpl
 src/design/themes/responsive/templates/views/orders/components/payments/msp_cbc.tpl design/themes/responsive/templates/views/orders/components/payments/msp_cbc.tpl
 src/design/themes/responsive/templates/views/orders/components/payments/msp_alipay.tpl design/themes/responsive/templates/views/orders/components/payments/msp_alipay.tpl
diff --git a/source/.gitkeep b/source/.gitkeep
new file mode 100644
index 0000000..e69de29